If you’re a credit union member and are eligible for a Member’s Choice extended warranty, we’re not sure you should make the investment. Our Final Thoughts on the Member’s Choice Extended Warranty When filing a claim, you will need to follow instructions given by your plan administrator. Instead, you’ll need to contact a CUNA representative.Īs mentioned, Member’s Choice extended warranty plans are administered through different third-party providers such as the Virginia Surety Company. Member’s Choice does not offer any online quote tools, unfortunately.
Other factors that will affect your warranty cost can include your vehicle make and model, as well as its mileage and age. The provider also notes that not all deductible options are available with each coverage plan. Typically, a higher deductible leads to a lower upfront cost. Unfortunately, CUNA Mutual Group doesn’t provide pricing information on Member’s Choice extended warranties, aside from its four deductible options: $0, $100, $250, and $500. How Much Does a Member’s Choice Extended Warranty Cost? After the 60-day period, you’ll receive a prorated refund.
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If you do so within 60 days of purchase, you’ll receive a full refund. Additionally, your Member’s Choice extended warranty can be canceled at any time. You’re also able to transfer your coverage to a subsequent vehicle owner for a small fee. Travel expense reimbursement: If you break down a certain distance from your home, you can be reimbursed for meals and lodging up to $200 per day for a maximum of five days.24-hour emergency roadside assistance: Roadside services include towing, fluid delivery, battery jump-starts, lockout services, and flat-tire assistance.Rental reimbursement: While your car is in the shop, a rental car can be reimbursed up to $35 a day for a maximum of five days.Normal maintenance services like oil changes and tire rotationsĪll Member’s Choice extended warranty plans come with a few benefits, including:.Wear-and-tear parts like brake pads and wiper blades.Member’s Choice extended warranty plans have a few exclusions, such as: What’s Not Included in the Member’s Choice Warranty? For a full list of included components, refer to the sample warranty given to you. Member’s Choice extended warranties are administered by different companies depending on where you live, so exact coverage details may vary. Advanced components: Includes parts like the anti-lock brake system, digital or analog dashboard displays, and the radiator.Convenience components: Includes parts like the clock, compass, and illuminated vanity mirrors.Here are some examples of the more specific components covered: See below for a coverage comparison between the different plans.
Terms limits can stretch up to 10 years or 125,000 miles, which is measured from the date you purchase the plan rather than from your vehicle’s original in-service date. There are three Member’s Choice extended warranty options to choose from – Silver, Gold, and Platinum. Member’s Choice Extended Warranty Coverage However, few customer reviews mention Member’s Choice. Regarding industry standing, CUNA Mutual Group has earned an A+ rating from the Better Business Bureau. We also like the fact that when you use your Member’s Choice extended warranty, the repair facility will be paid directly, meaning you won’t have to pay upfront and wait around for a reimbursement check. Looking into Member’s Choice warranty coverage, we like the number of deductible options the provider offers, as well as the plans’ transferability and easy cancelability. Unfortunately, there’s not much information available directly from the CUNA Mutual Group, which offers these plans. Member’s Choice extended warranty plans, also called Member’s Choice Mechanical Repair Coverage (MRC) are vehicle service contracts for new cars, but some sources mention a used car warranty available with the provider as well. Our Methodology Member’s Choice Highlights
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